1. Citizenship of the Republic of Kazakhstan;
2. The age of applicants should be up to 35 years (inclusively) at the time of application submission, regardless of the age of a spouse (if any). Only one of the spouses is allowed to participate in the Program as a main participant;
3. If an applicant of the Program and members of his/her family does not own a housing, and there are no facts of deliberate deterioration of housing conditions over the past 5 years in the territory of the Republic of Kazakhstan, including common joint ownership, a share in shared ownership that makes up the common joint (shared) ownership of other family members or rental housing with the right to buy out lines of state programs on the territory of the Republic of Kazakhstan, with the exception of: a share in real estate received by a participant of the program or family members before lawful age and rental housing without the right of redemption for working youth (if there is a statement of refusal from the provided housing);
4. The official work experience of participants should be at least 6 months in Almaty with mandatory pension contributions in the following categories: healthcare, education, culture, sports, universities and research institutes, journalists, social sphere and law enforcement agencies (for more detailed description of the categories, please see the section "WHAT IS THE PROCEDURE FOR SELECTING PARTICIPANTS TO "ALMATY ZHASTARY" PREFERENTIAL LENDING PROGRAM");
5. Also, a statement of registered individual entrepreneurship in Almaty (if available) for a period of at least one year (this requirement applies to self-employed participants in the field of culture).