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"Damu" Entrepreneurship Development Fund" Printable version

Last update: 21.09.2022

 sign of the "Damu" Foundation"Damu" Entrepreneurship Development Fund" JSC (hereinafter - "Damu" Fund”) was established on the basis of the Government Order of the Republic of Kazakhstan dated April 26, 1997 No 665 "On Establishment of “Small Entrepreneurship Dеvelopment Fund”.

According to the Decree of the President of the Republic of Kazakhstan On certain measures to optimize development institutions, financial institutions and national economy development management system” No571 dated May 22, 2013, the sole shareholder of “Damu” Fund is “Baiterek National Holding” JSC.

“Damu” Fund has more than 20 years of experience in supporting small and medium business in Kazakhstan. Until 2010, most of the participants of “Damu” Fund’s programs received financial support under the program of Conditional Placement of Funds in Second-Tier Banks. Implementation of conditional placement of funds programs has played an important part in reducing the overall level of interest rates on loans granted to small and medium-sized businesses.

"Damu" Fund provides financial support to small and medium-sized businesses.

Types of financial support:

  • soft lending through second-tier banks in the framework of targeted programs for specific regions and industries, microcrediting through the microcredit orgainzations;
  • loans subsidizing - reducing interest rates burden on loans for business development, issued by banks;
  • guarantee instrument - providing partial guarantees as collateral for bank loans; 

Also, on the basis of the regional branches of the Damu Fund, attraction managers provide advisory services on all financial programs of the Damu Fund.

With the launch in 2010 of the state “Business Road Map 2020” programme, the range of tools to support entrepreneurship through “Damu” has expanded greatly. In particular, subsidization of interest rates on loans to small and medium-sized businesses, credit guarantees for small and medium-sized businesses were started and a large-scale implementation of training programs and consulting services to small and medium-sized businesses was launched.

Key development stages of the fund

Policy of “Damu” Fund is aimed at:

Strategy of “Damu” Fund implies implementation of the following fields of development:



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