Subsidizing part of the interest rate under the State Business Support and Development Program «Business Road Map - «Economy of Simple Things» and the Lending Mechanism for priority projects "Economy of Simple Things"

How to get the state service through the portal on loans under the State business support and business development program «Business road map-2025» (Program) and the Lending Mechanism for priority projects "Economy of Simple Things" (Mechanism):

1. Log in to the portal and click on the button “Order online service’.
2. Fill out an electronic application form.
3. Fill out an electronic form of consent forms.
4. Secure an electronic copy (scanned copy) of a letter from the Bank/Leasing Company with a positive decision on the possibility of granting a loan /financial leasing contract of an entrepreneur on conditions that allow participation in the Program/Mechanism.
5. Secure an electronic copy (scanned copy) of the business plan for the implementation of the entrepreneur's project or an expert opinion on the project (technical and economic opinion / economic opinion of the corresponding employee of the bank / leasing company, in the absence of these documents, other documents that reveal the essence of the project).
6. Secure an electronic copy (scanned copy) of shipping documents confirming the movement of goods from the territory of one state - a member of the Customs Union to the territory of another state - a member of the Customs Union (if any).
7. Document on state registration (re-registration) of a legal entity (a copy certified by the signature of the entrepreneur and the seal (if any), notification of the registration of an individual entrepreneur.
8. Sign an application by EDS (electronic digital signature).
9. Go to the status page through the entry in the «Service receipt history».
10. In the personal account to get acquainted with the results of the consideration of the application.
11. Download and print documents from the portal with the results of the service rendering.

Information on a small and medium-sized entrepreneurship entity, including on the certificate of state registration of a  legal entity/individual entrepreneur, category of entrepreneurship entity, the absence of debt on obligatory payments to the budget are determined automatically by means of appropriate state information systems through the gateway «e-goverment».

When submitting a request through the portal from a legal entity, a mandatory approval of the head and all founders of the legal entity is required, if the founder of the legal entity is another legal entity, then the approval of the head of the legal entity that is founder is required.

The approval form is sent to all participants and the head to the personal account on the electronic digital signature of the legal entity, drawn up for the participant or head,

How to get the service in "Damu" EDF JSC (required documents):

For the second direction of the Program and Mechanism: 

1. Application form.

2. Document on state registration (re-registration) of a legal entity (a copy certified by the entrepreneur's signature and seal (if any), notice of registration of an individual entrepreneur.

A business plan of the project of an entrepreneur containing:

1. Terms of ensuring participation in the implementation of the project of own funds (money, movable / immovable property) and / or property of third parties (for loans / financial leasing agreements over 180 million tenge under the second direction of the Program (in this case, such participation of property should be provided at the level not below 10% of the total cost of the project).
2. The requirement of this clause applies to cases of applying for participation in the second directions of the Program:

The condition for maintaining / increasing the average annual number of jobs based on tax return data, including data on mandatory pension contributions and (or) social contributions, or an increase in the volume of the wage fund or upon achieving income growth (sales income: the cost of goods sold, works, services from the main activity) or an increase in the volume of taxes paid (corporate income tax / individual income tax) by 10% after 2 (two) financial years from the date of the decision on subsidizing by the financial agency.

3. The requirement of this clause applies to cases of applying for participation in the Mechanism:

- the condition for maintaining / increasing the average annual number of jobs based on tax declaration data, including data on mandatory pension contributions and (or) social contributions, or achieving income growth (sales income: the cost of goods, works, services sold from core activities) by 10% after 3 (three) financial years from the date of the decision of the working body / financial agency on subsidizing loan funds issued 100% for investment purposes;

- the condition for maintaining / increasing the average annual number of jobs based on tax return data, including data on mandatory pension contributions and (or) social contributions or tax payments or production volume (in monetary terms) or achieving income growth (sales income: cost sold goods, works, services from the main activity) by 10% after 2 (two) financial years from the date of the decision of the working body / financial agency on subsidizing loan funds issued for investment purposes and replenishment of working capital, in the amount of not more than 50% in within one project of the borrower (enterprises that are not exempt from paying taxes provide an increase in tax payments according to the requirements of the Mechanism);

- the condition for maintaining / increasing the average annual number of jobs based on tax return data, including data on mandatory pension contributions and (or) social contributions or tax payments or an increase in production (in monetary terms) or income growth (sales income: the cost of sold goods, works, services from core activities) by 10% based on the results of 1 (one) year from the date of the decision of the working body / financial agency on subsidies for credit funds issued for the purpose of 100% replenishment of working capital (enterprises not exempt from payment taxes, provide an increase in tax payments according to the requirements of the Mechanism).

4. Certificate of absence of tax arrears for the requested period.
5. Copies of shipping documents confirming the movement of goods from the territory of one state - a member of the Eurasian Economic Union to the territory of another state - a member of the Eurasian Economic Union (if any).
6. A letter from the bank / development bank / leasing company with a positive decision on the possibility of providing a loan / concluding a financial lease agreement or lowering the interest rate on a loan / financial leasing agreement of a service recipient on terms that allow them to participate in the Program / Facility.